Do You Need an Umbrella Insurance Policy?

Your property insurance agent may have recommended you add an umbrella policy to your homeowners or auto insurance policy. What is an umbrella policy, and how can it protect you? What is an umbrella policy? Umbrella insurance is a secondary policy providing an additional layer of liability coverage

If Your Neighbor’s Tree Falls on Your Property, Whose Insurance Pays?

To paraphrase an ancient riddle, if a tree falls on your house or car, it definitely makes a sound. But whose insurance pays for the damage? When your neighbor’s tree falls  If your neighbor’s tree falls on your house, your homeowner’s insurance policy should cover the damage just as if it were your

Your Guide to Investment Property Financing

incCountless Americans have built enormous wealth by owning investment real estate. However, the biggest challenge for entry into this lucrative field is raising the capital to buy properties and pay for renovations and repairs. Here’s a quick study on investment property financing. Two main categor